Rates & Fees

Auto Loan Rates: New

  • *APR = Annual Percentage Rate as of October 1, 2017 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. Rates above include maximum member rewards discount. All loans subject to credit approval. Membership eligibility required.
  • Member Rewards: Maximum rate reduction is .50% basis points.
  • New
Term APR* as low as
up to 66 months 1.94%
67 to 72 months 2.59%
73 to 84 months 4.05%

Auto Loan Rates: Used

  • *APR = Annual Percentage Rate as of October 1, 2017 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Rates above include maximum member rewards discount. Not all applicants will qualify for the lowest rate. All loans subject to credit approval. Membership eligibility required.
  • Member Rewards: Maximum rate reduction is .50% basis points.
  • Used/Refinance
Year Term APR* as low as
current + 1 year up to 66 months 2.09%
current + 1 year 67 to 72 months 2.59%
current + 1 year 73 to 84 months 4.00%
2 to 4 years up to 66 months 2.09%
2 to 4 years 67 to 72 months 2.59%
5 to 7 years up to 48 months 2.39%
5 to 7 years 49 to 60 months 2.89%
8 to 10 years up to 48 months 2.59%
8 to 10 years 49 to 54 months 3.19%

Motorcycle Loan Rates

  • *APR = Annual Percentage Rate as of October 1, 2017 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. Rates above include maximum member rewards discount. All loans subject to credit approval. Membership eligibility required.
  • Member Rewards: Maximum rate reduction is .50% basis points.
  • New
Term APR* as low as
36 months 4.50%
48 months 5.00%
60 months 5.50%

Boat Loan Rates

  • *APR = Annual Percentage Rate as of October 1, 2017 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. Rates above include maximum member rewards discount. All loans subject to credit approval. Membership eligibility required.
  • Member Rewards: Maximum rate reduction is .50% basis points.
  • New
Term APR* as low as
60 months 4.50%
72 months 5.00%
84 months 5.50%

RV Loan Rates

  • *APR = Annual Percentage Rate as of October 1, 2017 and subject to change at any time without notice. APR based on evaluation of applicant’s credit, age of the vehicle, and term. Your APR may vary. Not all applicants will qualify for the lowest rate. Rates above include maximum member rewards discount. All loans subject to credit approval. Membership eligibility required.
  • Member Rewards: Maximum rate reduction is .50% basis points.
  • New
Term APR* as low as
60 months 4.50%
84 months 5.50%
96 months 6.00%
120 months 6.00%
144 months 6.00%