Skip Your Loan Payment and Enjoy Your Holidays


This promotion has ended. Check back later this year for the next Skip-a-Pay promotion.

Spread the holiday cheer this year by skipping one or more of your loan payments.

As a valued member, you may qualify to skip one or more of your eligible loan payments through the months of November, December or January.

Find out if you can be instantly approved by logging into your account via CyberMAT and clicking on the ad to the right.

Take advantage of this great offer and use that money you would have otherwise spent on your loan payment and use it for things like planning a holiday get together. For more information call us toll-free at 800.227.5328.

Terms and Conditions

All requests are subject to approval. Your loan(s) must be in good standing: Not delinquent, we must have up-to-date insurance information with Air Force FCU listed as loss payee, not awaiting documents to complete title work, etc. If the previous month’s payments are not complete, you may still be approved; however, the due date change will not be completed until all the previous month’s payments are made.

Eligible loans are those loans that have made a minimum of four (4) full monthly payments with a satisfactory payment history. The following loans are NOT eligible for Skip-A-Pay: VISA®, Redi-Credit, Mortgage, Home Equity, Home Improvement, Real Estate, Purchase Money Second, Single Payment, Lease Loans, PAL (Payday Advantage Loans), IFS Insured Auto, Bridge, Courtesy Pay, Share and Share Certificate Secured Loans.

This offer is valid for one monthly payment due in November or December or January only.

In the month you choose to skip, the Holiday Skip-A-Pay is equal to:
◾One payment for monthly payment frequency
◾Two payments for semi-monthly and biweekly payment frequency
◾Four payments for weekly payment frequency

Therefore, you may still have a payment due in the month depending how your payments fall.

Requests should be received at least 10 days prior to your due date in the month that you wish to skip.

If the request is not received 10 days prior to the due date, skip payment may not be approved without requiring additional paperwork. We must receive all requests in time for us to reasonably act upon the request. We are not responsible for payment(s) processed where we did not have time to reasonably act upon the request.

Important: If you have GAP coverage on your vehicle loan, please review your GAP contract closely as it may not cover skipped payments.

There is a $25.00 processing fee per request. The $25.00 will be charged to the loan you request to skip, whether it is approved or denied.

By signing the Holiday Skip-A-Pay form or agreeing to the terms through CyberMAT, you are agreeing to the terms and conditions and you understand that finance charges will continue to accrue on a daily basis on your loan and your authorization amends the original loan agreement, which may change the total loan amount and schedule of your payments. This offer expires January 31, 2018.