Service Fees

Truth-in-Savings Fee Schedule

Fees listed here effective May 1, 2011, and subject to change at any time without notice. For updated information, inquire at any branch office or call 210.673.5610.

ACH Services	Fee
ACH Transfers From Other Institutions to Pay AFFCU Loan	FREE
ACH Transfers From AFFCU to Pay Other Institutions Loan	$4.95 to set up $1.00 per transfer
All Other ACH Transfers	$4.95 to set up $1.00 per transfer
Stop Payment of ACH Transfer	$29.00/item

Checking Account Services	Fee
Club Account Monthly Service Fee:
First Class Checking	$9.00/month
Grandfathered Confident & Beneficial Checking	$7.00/month
Grandfathered Command Club Checking	$5.00/month
Fresh Start Checking	$10.00/month
Non-Sufficient Funds (NSF) for Checks or ACH	$29.00/item
Courtesy Pay ¹	$29.00/item
Overdraft Transfer from Savings	$2.00/day
Cost Of Checks ²	Varies
Check Printed by Unauthorized Printer with Microline Error	$3.00/check
Check Photocopy (in excess of 2 per statement cycle)	$3.00/check
Research	$11.00/hour
Stop Payment of Checks	$29.00/item
Temporary Checks (12 checks)	$2.00
Temporary Checks (20 checks)	$3.00

Savings Account Services	Fee
Early Withdrawal (Christmas Club Accounts only)	$10.00
Inactive for 12 months	$5.00/month
Early Closure of less than 60 days	$5.00

Money Market Services	Fee
Below $250.00 Minimum Balance	$5.00/month
Check Printed by Unauthorized Printer with Microline Error	$3.00/check

Transaction Services	Fee
Non-AFFCU or CO-OP Network® ATM Transaction/Inquiry	$1 each

Credit Union Services	Fee
AFFCU Check Stop Payment	$30.00/item
American Express Gift Card	$3.95
American Express Travelers Cheques ³	$0.50/$100
American Express Travelers Cheques For Two ³	$1.00/$100
Check by Phone Transfer/Cash Advance	$5.00
Close/Re-Open Account (for ownership change or any other reason)	$8.00/account
Collection Item	Varies
Commercial Money Order	$15.00/item
Domestic Wire Transfer	$9.00/transfer
International Commercial Money Order	Varies
International Wire Transfer	$45.00/transfer
Money Order	$1.50
Levy/Garnishment	$25.00
Return Check (Personal Check)	$29.00/item
Return Check (Two-Party Check)	$9.00/item
Statement Copy	$1.00/statement
Visa® Gift Cards	$2.95/each

Online Services	Fee
Proof Of Payment (in excess of two per statement cycle)	$3.00 each

Safe Deposit Services	Fee
Main and Guilbeau Branches Only – Subject To Availability ⁴
3” x 5” Box (Guilbeau only)	$17.00/year
3” x 10” Box	$30.00/year
5” x 10” Box	$47.00/year
10” x 10” Box	$72.00/year
Key Deposit	$15.00
Drill Box (in the event of lost keys)	Actual Locksmith Charge

¹ The Courtesy Pay service may be accessed through the following methods: incoming checks, ACH transfers or reoccurring debit card transactions. You may choose to opt-in for the following transactions: ATM withdrawals and one time debit card transactions.

² Club Checking Accounts get one free box (per order) of checks

³ No fee with any Club Checking.

⁴ Safe deposit box contents not insured by NCUA.