Loan Services

New and Used Autos

Up To 100% Financing^-	Monthly Payment^- (per $1000)	APR¹ as low as
Up to 48 months	$23.47	5.95%
60 months ($10,000 min)	$19.36	6.05%
66 months ($10,000 min)	$18.02	6.40%
72 months ($20,000 min)	$16.86	6.60%
84 months ($30,000 min)	$15.39	7.60%

RVs

New/Used/Refinance^- Up To 100% Financing	Monthly Payment^- (per $1000)	APR¹ as low as
60 months	$21.06	7.00%
72 months	$18.33	7.00%
84 months	$16.40	7.00%
96 months	$15.24	7.50%
120 months	$13.28	7.50%
144 months (1998 + Newer)	$12.02	7.50%

Boats/Motorcycles

New/Used/Refinance^- Up To 100% Financing	Monthly Payment^- (per $1000)	APR¹ as low as
Up to 60 months (term depends on amount borrowed)	$21.11	7.10%

Personal Loan

	Monthly Payment^- (per $1000)	APR¹ as low as
12 months	$88.87	12.00%
24 months	$47.09	12.00%
36 months	$33.23	12.00%
48 months	$26.34	12.00%

Redi-Credit Line Of Credit

	APR²
Line of Credit	11.25%

Vacation Loan³

		APR³
12 months		7.99%
24 months		8.99%
36 months		9.99%

Loans secured by share or certificate accounts are available by adding 3.00% to the share rate of the account securing the loan. Terms may not exceed 60 months for share secured loans or the term of the certificate account for certificate secured loans.

¹ APR = Annual Percentage Rate effective on January 14, 2008 and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary.

²Wall Street Journal Prime Rate as published at www.bankrate.com as of the last day of June and December of each year plus 4.00%. Current APR 11.25%.

³ Minimum loan amount of $500 for 7.99% APR, $1,500 for 8.99%APR and $2,500 for 9.99% APR required. Existing or refinanced loans not eligible. With approved credit. Offer good through
August 31, 2008. APR= Annual Percentage Rate as of April 18, 2008, subject to change at any time without notice.

For updated information, inquire at any branch office or contact 210.673.5610.