Loan Services

New and Used Autos

Up To 100% Financing^-	Monthly Payment^- (per $1000)	APR¹ as low as
Up to 48 months	$21.59	1.75%
60 months ($10,000 min)	$17.64	2.25%
72 months ($20,000 min)	$15.07	2.70%
84 months ($30,000 min)	$14.00	4.70%

Holiday Loans

	Monthly Payment^- (per $1000)	APR² as low as
12 months	$87.00	7.99%
24 months	$45.69	8.99%
36 months	$32.27	9.99%

Consolidation Advantage Loans

	Monthly Payment^- (per $1000)	APR² as low as
12 months	$87.23	8.50%
24 months	$45.46	8.50%
36 months	$31.57	8.50%
48 months	$24.65	8.50%
60 months	$20.52	9.50%

RVs

New/Used/Refinance^- Up To 100% Financing	Monthly Payment^- (per $1000)	APR¹ as low as
60 months	$18.88	5.00%
72 months	$16.58	6.00%
84 months	$14.61	6.00%
96 months	$13.39	6.50%
120 months	$11.36	6.50%
144 months (1998 + Newer)	$10.03	6.50%

Boats/Motorcycles

New/Used/Refinance^- Up To 100% Financing	Monthly Payment^- (per $1000)	APR¹ as low as
Up to 60 months (term depends on amount borrowed)	$18.76	4.75%

Personal Loan

	Monthly Payment^- (per $1000)	APR² as low as
12 months	$87.23	8.50%
24 months	$45.46	8.50%
36 months	$31.57	8.50%
48 months	$24.65	8.50%
60 months	$20.52	9.50%

Redi-Credit Line Of Credit

	APR³ as low as
Line of Credit	11.00%

Loans secured by share or certificate accounts are available by adding 3.00% to the share rate of the account securing the loan. Terms may not exceed 60 months for share secured loans or the term of the certificate account for certificate secured loans.

¹ APR = Annual Percentage Rate effective on November 1, 2011 and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary. Offer not available on auto loans currently financed at Air Force FCU.

² APR = Annual Percentage Rate effective on January 17, 2012 and subject to change at any time without notice. APR based on evaluation of applicant’s credit. Your actual APR may vary. Offer not available on loans currently financed at Air Force FCU.

³ The interest rate floor is 7.75%, plus the Wall Street Journal Prime Rate as published at www.bankrate.com as of the last day of June and December of each year, which is currently 3.25%.

For updated information, inquire at any branch office or contact 210.673.5610.