A Home Equity Line Of Credit* is a great option for on-going borrowing needs such as home repair, college tuition or just credit in reserve for unexpected expenses, plus:

• Competitive rates
• Borrow up to 80% of your Texas home’s fair market value ($100,000 max)
• Draw period of 60 months with up to 120 months to repay
• No prepayment penalties
• Possible tax advantages**

Apply today by downloading our home equity loan application. Return your completed application with:

• Verification Of Mortgage Balance(s)
• County Tax Appraisal
• Filed Deed Of Trust or Warranty Deed
• Homeowner’s Insurance Policy
• Proof Of Income

In person at any branch office, by fax at 210.673.5102 or by mail to Mortgage Center, 1560 Cable Ranch Road, Suite 200, San Antonio, TX 78245.

* Membership eligibility required. Loans subject to credit approval. Rates and terms subject to change without notice. Home equity loans available on your primary residence property in Texas only. As a safeguard, a 12-day cooling-off period is required by Texas law before Home Equity Loans may be closed. There is also a three-day Right of Rescission after closing before the funds may be dispersed. Total loans outstanding on a residence limited to 80 percent of fair market value. Minimum amount you may borrow is $5,000 and the maximum is $100,000. The maximum term is 180 months (15 years).

** Consult a tax advisor about your specific situation